Free insights drawn from the latest UK ISA, pension, and household wealth data — written for wealth managers and IFAs.
Pension drawdown behaviour is shifting. Our data shows the 4% rule adoption declining as retirees opt for more flexible withdrawal strategies. Tax-free cash usage patterns reveal significant planning opportunities for advisers.
Behavioural data from UK pension drawdown modelling tools reveals how retirees are actually planning retirement income. The gap between assumed behaviour and real behaviour creates significant advisory opportunities.